[Thor]

If you get mugged and visit the hosto for more than 30 minutes, mail Zenith, something's wrong with your character. I mug people and can't say I remember any getting over 15 minutes in.

Bank your cash, it has been said hundreds of times already. It's made for that sole purpose, protect your cash. (oh, and buying housing )

I understand your point of view and your position as a level 3 but like they said before, when you'll hit lvl 10-12, you'll forget about those few bucks you lost.

And people don't mug that much IMO, at least not randomly on lower levels.