[suspreena]

Maybe instead of cash credit can be granted, or palced automatically on a bail card. Add a 10% fee to transfers from or to level 1 characters or characters with less than say a wekk of 'life'. Also if a character receives more than 1 transfer within a 24 hour perior, add an additional 10% charge. Thus a first transfer from a level one account will only move $90. A second that day will transfer only $81, and this 'excessive transfer' charge can increase 10% with each additioinal transaction.

Just a few thoughts.