[beelzebub]

Yes the game is tough in the beginning. For those who can handle the first three levels, the next several levels are worth the effort.

If I remember correctly, at level 3 you should be doing 2 point crimes. Your success rate should be close to 50% here, but it depends on your stats. Sticking with 1 point crimes might actually make you more money though, since you will be succeeding at a better rate.

Don't be put off by the difficulty. Other games similar to this one are so easy in the early going that it gets boring. These other games might suit your style better. I can't post them here though because I don't think Zen would like advertisements to other games.

Getting into a gang is a great way to improve your standard of living. Donating really helps too. If you can't donate, try referring others using your referral link. You might score big and start earning credits for free.