[CrazyFoley]

5 million dollars if you buy credits at 350 a piece gives you enough endurance to go from 24-25 endurance. Which is more than 5 dev points per train. At the low end of using a arco house (low 50's level, high-mid endo) you will see about a 5 dev point per train increase. Hence endurance is better than housing if you have 5 mil lying around.