[johnsonhalo76]

How about an official appeal system for quoting bans, requiring a majority vote from active mods to remove ban? Only works for bans due to quoting a bad post? Keep in mind i know next to nothing about coding so i dunno how difficult half of my suggestions are

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Got another one, not so good, but i'm bored out of my mind waiting for people to get ready. Anywho loans from your house value. I mean i know houses aren't permanent investments, but i think we could do something like that, maybe 10% of house value? So ranch = 175k etc.

Can have short term and long term? Long term being a bit bigger like 15%. And you have to pay interest on it, miss a payment and i dunno... running low on caffeine again