[TommiTheTaco]

If I ever loan anything of value to someone, I tend to tell Zenith that it's that; a loan and is to be returned upon the time of expiration of the loan or upon my request for return. If they choose not to, or go inactive, then there's something to help out with the retrieval of my item/cash, much like banks have repossession agents and federal agents.

She doesn't have to, of course. It's nice of her to lend a helping hand if you get burned. It's not as simple in real life, but AL isn't real life, is it?

As for the axe and his possessions. Dunno. He bought the axe...If it was with loaned money, then it should be sold to repay the person who loaned him the money for the stuff(axe, borgs, endurance, whatever), as long as they have all of the proof that leads to it being bought with loaned money. Which should be fairly simple.