[Lostangel]

I agree with Couch on the difficulty with obtaining money at the lower levels. Those $5 crimes take a while to add up to a gun...
At the same time, Item Degregation generally doesn't affect the lower levels too much, because of the item changeover is generally faster than the degregation time. Where it will mostly matter are the gun before you can afford the T250 shotgun, the last armor and the razorwhip. People use those a LONG time before moving up.