[fngMalvos]

Now if the Second Bank could reinvest cash that's been locked in, i.e. provide "mortgages" to other players at a slightly higher rate we could have a real bank starting to develop. This would give players looking for a housing loan an option if they can't find someone to borrow from directly. They would probably have to pay the interest up front and there would have to be some way that the cash only goes into housing so it might be a little more involved to code. Then the question is what does the bank do with these new profits?