[zenith]

There is a RPG that uses "credsticks". These are basically pre-paid credit cards. If someone "steals" them from a player during a mugging, they only have the card. They don't have access to the cash unless they "break" it.

Breaking into someone's credstick required skill, and only then they could only get a certain amount of cash unless the owner of the card acted prior to the player breaking the credstick.

For example, say Vorenus got mugged and had a credstick with $100,000K on it. He happened to be in one of his "offline till I regen my energy/ap" modes, so the mugger only had 5 minutes or so to try and break the credstick's encryption to nab some cash from it.

Now let's assume the mugger happened to be skilled enough to hack into the credstick and grab some cash. He would get between 10% to 20% of the cash on the credstick before the bank disabled it.

Or, let's assume Vorenus logs in before the mugger could break the credstick. He'd get an event where he could enable the security features on his credstick, virtually making it useless to the mugger.

Just an idea.