[biffbaffboff]

Actually this idea was floated several times over the last 2 years.It has been widely praised too.A few whines from players with closed minds won't make a difference.
As for cost,meh that comes with owning and running a gang.You want a good gang/pay for it.You want to defend it/pay for it.
You want diversity! thats what you will have.Its called evolution!

Or you could always go back to the monotony of training,bland wars and easy wins.

Or maybe,just maybe, you get some balls and are willing to take a shot or too! Be grateful zen does not charge you for armor repairs.