[Dingus]

Phone in card service runs such a high risk of fraud they charge like 10 percent per transaction. I know visa, master, diners club all charge 2-3 percent per trans. Amex charges 4 percent of sale amount. Most sales I process are in excess of 10 thou so the credit card companies are making bank. Also there is POS (point of sale) monthly fee. Then you have city, state, fed taxes......geez it goes on and on.......